A consumer loan is a good way for private individuals to bridge possible financial bottlenecks. It is not uncommon for purchases to come at a time when you may not have expected them. The washing machine and the refrigerator break at the same time? You need a vacation and you have already chosen a special destination, but the vacation allowance is missing? Maybe you already have liabilities and want to save money by rescheduling. There are many reasons for a consumer loan and with Good Lender you have the opportunity to find the right variant for you. We are strong and experienced partners by your side and have been active in loan brokerage for many years. It is important to us that you find the right consumer loan – without any additional costs or fees for processing.
Apply for your consumer loan now
Free credit request With a net loan of $ 4,000 and a loan of 72 months, 2/3 of the new customers receive in advance. an eff. Interest rate pa of 7.9% or less (born debit rate 6.45% pa) Important: In your own interest, please do not make any further credit inquiries, as multiple inquiries (also from other providers) can lead to irritation and the blocking periods can be imposed by the banks in question.
Consumer credit at Good Lender
There are many reasons for a consumer loan. One of the most common reasons is debt rescheduling. Overdraft facilities are granted as personal loans and can be used if the amount in your account is insufficient. But they bring high interest rates with them. With the right loan amount in the form of a personal loan, you can offset the savings loan and save. But even if you need an instant loan for a purchase, classic consumer credit can be the right choice. However, finding the right loan contract is often not so easy. That’s why our Good Lender consultants are at your side. Open questions are answered quickly. We support you in the search for the right all-purpose loan and also advise you on questions relating to the special repayment, the land charge or the remaining term.
So you benefit from a consumer credit from Good Lender
Good Lender ensures that you don’t have to worry. It is important to us that you can make a loan request in a protected environment and find the loan contract that you really need. Unlike a real estate loan, there is no earmarking for a consumer loan. Nevertheless, it is important that you think carefully about which loan terms, loan amount and which additional aspects are important to you. We have no unnecessary additional insurance or credit cards. You get exactly what you ask for. Nevertheless, our financial advisors are also at your side when it comes to the question of what happens to the loan in the event of incapacity for work, which loss accounts have to be taken into account and whether it is even cheaper.
When is the consumer loan paid out?
Financial bottlenecks often come unexpectedly. It is therefore optimal if you can have the consumer loan disbursed as quickly as possible. Before signing a loan agreement, however, you should take the time to make a comparison. However, it takes a particularly long time to ask different banks. In addition, this can have a negative impact on your score at Credit Bureau. Therefore, you have the opportunity to have various offers put together and compare them at Good Lender.
At the same time, it is important to us that you don’t have to wait long for your money. Therefore, a quick payout is the goal that we put in the foreground. After we have received your credit request, we will review the application and forward it to potential lenders. You then get the offers from the partners and can compare them. It is good if the desired amount is not more than an amount that you can continue to serve in the event of payment defaults on your income. If you want to redeem a loan with a low-interest loan, you should also be able to repay it in a manageable remaining term.
All these points can be taken into account particularly well in a comparison with Good Lender. After you make your decision for an offer, we make an inquiry to the lender. We will inform you immediately after the acceptance. You can now carry out the identification. It’s quick with Postident, but even faster with Videoident. Therefore Good Lender has this option on offer. The video identification is easily carried out with a mobile device with camera and your ID. Once all the points have been met, you will normally receive your loan amount within 24 hours.
Does Credit Bureau play a role in consumer credit?
To get the right consumer loan with the desired loan amount, you need a good lender. However, the banks want to make sure that they get the money back. Before salary assignment and residual debt insurance become an issue, an inquiry is usually made to Credit Bureau. Every simple request via Good Lender is Credit Bureau neutral. The requests are not noted.
However, if it is important to you to forego the Credit Bureau query when requesting the loan amount, the classic average interest rates from the loan calculator are usually no longer relevant. Whether an all-purpose loan is credit-dependent or credit-independent has an impact on the interest on lending. The credit conditions are then adjusted by the bank. Negotiating more favorable terms is usually not possible, as this is how the financing partner is secured. Our Good Lender staff will be happy to advise you on Credit Bureau-neutral inquiries and also on an all-purpose loan without Credit Bureau.
What do my offers look like?
As soon as your request for a consumer loan has been received, your details will be checked again and the requests will then be sent to our financing partners. After we have received feedback, we will put together a selection of the offers for you. You can now check and compare them. With the price regulation as a basis, the offers are particularly clear. Here you see how high the annual percentage rate is and you can compare it with the information from the loan calculator.
We at Good Lender know very well that a fair all-purpose loan is not just about interest. Options for special repayments with this type of loan are also important. If the bank statements show a plus, you can pay off the loan faster. Also pay attention to the amount of the monthly installments for the personal loan and that no prepayment penalty is called if you want to release the remaining debt early and the loan is repaid faster than after the agreed term. If you are still unsure, you can get support from our financial advisors.
Submit your consumer loan application online now
Good Lender stands for quick processing and short-term payments. To ensure that we can ensure this, we have kept the application and loan process manageable:
Step 1: Select the consumer credit application and simply fill in details such as your primary residence and your name.
Step 2 : Answer questions about your income, the desired loan amount and the installments.
Step 3 : Specify which account the loan amount should then be transferred to.
As soon as you are finished with the online application, you submit it directly to Good Lender. You will receive an acknowledgment of receipt from us and the current live information.
The consumer credit from Good Lender
You need money at short notice for an acquisition, would like to take advantage of a debt rescheduling or also plan a trip and have decided on the instant loan as a type of loan. The Good Lender personal loan helps you to fulfill your wishes simply and easily. We accompany you from the beginning. Thanks to our extensive cooperation with various optional financing partners, we can provide you with various loan offers.
Our experienced financial advisors will inform you about the options available to you with a consumer loan. Right from the start, you are not alone in finding a suitable loan.
At Good Lender, high-quality and extensive advice is particularly important. Open questions should be clarified directly. But fair conditions are also the basis for a trusting cooperation. We therefore waive any processing fees.
What is a consumer loan?
Daily life is shaped, among other things, by consumption. This is not to be seen as a negative term. When you go shopping and fill the fridge with food, it is consumption. However, it is often the larger and often unexpected things that make it necessary to bridge liquid bottlenecks with a consumer loan. Basically, this type of loan is financing for personal consumption. The financing is usually offered as an installment loan.
A particular advantage for you is that the consumer credit is not earmarked. So you can buy a car or go on a trip, finance a new washing machine or maybe invest in furniture. With Good Lender you can have an individual offer for consumer credit put together and compare different options. The consumer loan is not suitable as a real estate loan or a modernization loan. Even if the consumer loan is a blank loan, it is more effective for you to look for special offers related to real estate financing.